Construction Defects 60-Day Rule 2026
New defect notification rules from 2026. 60 days to report defects, 5 years warranty. Checklist and template letter for homeowners.

Note: This article contains affiliate links. If you purchase a product through these links, we receive a commission. There are no additional costs for you. Product selection is editorially independent.
New Regulations from 2026: What's Changing?
Swiss construction law is undergoing an important change in 2026 regarding the handling of construction defects. The new rules primarily affect the notification period – the time within which a homeowner must report discovered defects.
Key Changes at a Glance
| Aspect | Previously (SIA Standard 118) | New from 2026 |
|---|---|---|
| Notification Period | Immediate/without delay | 60 days |
| Warranty | 2-5 years | 5 years |
| Period Start | Acceptance | Acceptance or occupancy |
| Scope of Application | Only with SIA Standard | All construction contracts |
What Does the 60-Day Rule Mean?
The new 60-day rule means:
- From discovery of the defect you have 60 days to report the defect in writing
- The period begins as soon as you know or should know about the defect
- If the deadline is missed, warranty claims can be forfeited
Important: Written Defect Notification
Verbal notification is not sufficient. You must document the defect in writing:
- By registered mail (recommended)
- By email with read receipt
- Through a construction protocol with signature
5-Year Warranty Period
The standardized warranty period is now uniformly 5 years. This period applies to:
- Visible defects (apparent at acceptance)
- Hidden defects (only recognizable later)
- All trades (structural work, finishing, building systems)
Period Start and End
| Event | Description |
|---|---|
| Period Start | Acceptance of work or occupancy (whichever comes first) |
| Period End | 5 years after start (exact to the day) |
| Extension | Possible through written agreement |
Checklist: How to Handle Construction Defects
Step 1: Document the Defect
- [ ] Take photos with date
- [ ] Describe location and type of defect
- [ ] Note time of discovery
- [ ] Name witnesses (if available)
Step 2: Write Defect Notice
- [ ] Describe defect in detail
- [ ] Set deadline for repair (e.g., 30 days)
- [ ] Use written form
- [ ] Send by registered mail
Step 3: Follow-Up
- [ ] Keep confirmation
- [ ] Monitor deadline
- [ ] Contact legal protection if not repaired
Legal Protection for Homeowners
Construction defects can quickly lead to disputes. Legal protection insurance can help:
- Construction legal protection for disputes with tradespeople
- Contract legal protection for problems with general contractor
- Lawyer fees are covered
- Court costs are covered
Compare Legal Protection Insurance
Protect yourself from expensive legal disputes over construction defects
Compare Now →
Template: Defect Notice
Here's a template for a legally valid defect notice:
[Your Name and Address]
[Date]
By Registered Mail
[Company Name]
[Address]
Subject: Defect Notice – Construction Project [Address/Project]
Contract dated [Date] / Acceptance dated [Date]
Dear Sir or Madam,
I hereby notify you within the legal deadline of the following defect:
DESCRIPTION OF DEFECT:
- Location: [exact location]
- Type: [description of defect]
- Discovered on: [Date]
- Effects: [description]
PHOTO DOCUMENTATION:
See attachments (Photos 1-X dated [Date])
DEMAND:
I request that you repair the above-described defect professionally
and at no cost by no later than [Date + approx. 30 days].
Should the defect not be repaired within the deadline, I reserve
the right to take further legal action.
Kind regards,
[Signature]
Attachments:
- Photos (X pieces)
- Copy of construction contract
- Copy of acceptance protocol
Common Construction Defects and Warranty Periods
| Defect Type | Examples | Typical Discovery Time |
|---|---|---|
| Moisture Damage | Leaking windows, basement moisture | 1-3 years |
| Cracks | Settlement cracks, plaster cracks | 6 months - 2 years |
| Building Systems | Heating, ventilation, plumbing | 1-2 years |
| Floor Coverings | Parquet swelling, loose tiles | 1-4 years |
| Roof | Leaks, insulation issues | 2-5 years |
What to Do in Case of Dispute with the Contractor?
1. Hire an Expert
An independent construction expert can:
- Objectively assess the defect
- Determine the cause
- Estimate repair costs
2. Mediation Process
Before court proceedings, mediation may be sensible:
- Faster than court proceedings
- Cheaper than a lawsuit
- Amicable solution possible
3. Court Proceedings
As a last resort:
- File lawsuit
- Inform legal protection insurance
- Hire lawyer
FAQ
What Happens If I Miss the 60-Day Deadline?
If the deadline is missed, your warranty claims can be wholly or partially forfeited. The contractor can then refuse to repair the defects.
Does the Deadline Also Apply to Ongoing Projects?
The new rules apply to contracts concluded after the law takes effect. Existing contracts are subject to the previous law.
Can the Contractor Contractually Shorten the Warranty?
A reduction below 5 years is not permitted for consumer contracts. Different arrangements may be agreed upon for commercial contracts.
Do I Have to Repair Defects Myself and Claim Costs?
Generally, the contractor has the right to remedy the defect. Only if this fails or is refused can you have repairs done yourself and claim costs (substitute performance).
Tips for Homeowners
- Carefully review acceptance protocol – Record all visible defects
- Set calendar reminder – 5 years after acceptance (warranty expiration)
- Keep documentation – Contracts, protocols, correspondence
- Regular inspections – Annual walkthrough before warranty expires
- Get legal protection – Advisable before construction begins
Conclusion
The new 60-day rule for defect notifications and the uniform 5-year warranty strengthen the position of homeowners – but only if deadlines are met.
Document discovered defects immediately and submit the defect notice on time. Legal protection insurance provides additional security in disputes.
Legal Notice: The information in this article is for informational purposes only and does not constitute legal advice. The specific rules may vary depending on contract and canton. For binding information, please contact a construction law specialist or lawyer.
More interesting articles

13th AHV Pension 2026
The 13th AHV pension is coming! First payment in December 2026. Who gets how much? All information about calculation and financing.
Read more
Car Insurance Switzerland 2026
Compare car insurance 2026. Liability, partial comprehensive, fully comprehensive explained. EV insurance, save on premiums and switch correctly.
Read more
CO₂ Sanction & Registration 2026
From 2026: No registration without paid CO₂ sanction. What this means for new car buyers. eCoC digitalization and inspection explained.
Read more
Electric Car Insurance 2026
Electric car insurance 2026: Specifics for EVs in Switzerland. Battery coverage, charging station, costs compared to combustion vehicles.
Read moreDiscover more

TARDOC 2026: Medical Bills
TARDOC replaces TARMED from 2026. How to read your new medical bills, understand the flat rates, and spot errors.
Read more
Heating Costs Switzerland 2025
Everything you need to know about heating costs in Switzerland: price comparison by system, optimization tips, and how to reduce your annual heating bill.
Read more
Home Internet Switzerland 2025
Find the best home internet in Switzerland 2025: fiber speeds, 5G alternatives, bundle savings, contract terms. Compare all major providers.
Read more
Depression Apps Health Insurance 2026
Depression apps health insurance 2026: From July, basic insurance covers digital therapies. Which apps, how to apply, what changes for patients?
Read moreStay informed
Soon we will launch an interactive comparison tool that allows you to compare premiums directly.
Discover more articles