Disclosure: This article contains affiliate links. If you purchase a product through these links, we receive a commission. This does not result in any additional costs for you. Product selection is editorially independent.
Business Loan Comparison Switzerland2025
Find the best business loan for your company. Compare conditions from all Swiss banks for SME loans.
Compare business loans nowFree | Non-binding | In 2 minutes
Your benefits
Independent comparison
Objective evaluation of all Swiss providers
Best conditions
Current offers in direct comparison
Fast & Simple
Results in minutes
100% Free
No hidden fees
How it works
Enter details
Enter your requirements
Compare offers
See all options at a glance
Apply directly
Choose the best offer
What you should know
Business loans target SMEs (small and medium enterprises) in Switzerland for investments, working capital, or growth financing. Current interest rates are 3.5-5% for established companies with good creditworthiness, but can rise to 8% for higher risk. Banks typically require 20-30% equity and comprehensive business plans. Alternatively, crowdlending platforms are gaining importance with more flexible conditions. Loan amounts range from CHF 50,000 to several million, terms from 1-10 years.
Expert tips
Prepare a detailed business plan with financial projections.
Compare banks and crowdlending platforms – rate differences up to 2% possible.
Secure at least 20-30% equity for better conditions.
Use guarantee cooperatives for security when collateral is limited.
Negotiate prepayment rights for flexibility in early repayment.
Frequently asked questions
What interest rates for business loans?
Currently 3.5-5% for SMEs with good creditworthiness, up to 8% for higher risk. Rate depends on creditworthiness, collateral, and term.
How much equity is needed?
Banks typically require 20-30% equity. With strong creditworthiness or good collateral, this share can be lower.
What is crowdlending for businesses?
Online platforms connecting private investors with SMEs. Often more flexible and faster than banks, but slightly higher rates.
What collateral is required?
Mortgages, business inventory, receivables, guarantees or warranties from guarantee cooperatives.
How long does loan approval take?
With banks 2-6 weeks, crowdlending 1-3 weeks. Complete documentation significantly speeds up the process.
Ready to compare?
Compare for free now and find the best offer for your needs.
Compare business loans nowDisclaimer: The information provided on this page is for informational purposes only and does not constitute legal, financial, or tax advice. All information is provided without guarantee. Current conditions may differ from those mentioned here. Please check with the respective providers before concluding a contract.