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Legal Protection Comparison Switzerland2025
Find the best legal protection insurance. Compare coverage, premiums and benefits from all providers.
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What you should know
Legal protection insurance covers lawyer, court, and procedural costs in legal disputes. Standard modules cover private legal protection, traffic legal protection, rental and employment legal protection. Premiums range from CHF 150-350 per year depending on coverage and insured sum (usually CHF 250,000 to CHF 1,000,000). Important: most policies have a 3-month waiting period, only cases arising after this period are covered. A legal case can quickly cost CHF 10,000-50,000 – insurance is therefore worthwhile with frequent risks (e.g., tenants, traffic).
Expert tips
Choose modules as needed: private legal protection is basic, traffic and rental often useful additions.
Check the insured sum – CHF 250,000 suffices for most cases, CHF 1 million for complex risks.
Note the waiting period (usually 3 months) – only cases thereafter are covered.
Deductible of CHF 200-500 significantly reduces premium.
Combine with household or car insurance for volume discounts.
Frequently asked questions
How much does legal protection cost?
CHF 150-350 per year, depending on modules (private, traffic, rental, employment) and insured sum (CHF 250,000-1 million).
Which cases are covered?
Contract disputes, neighborhood conflicts, traffic accidents, rental disputes, employment law – depending on chosen modules. Not covered: criminal proceedings for intentional offenses.
What is the waiting period?
Usually 3 months from insurance start. Only legal cases arising after this period are insured.
Is legal protection insurance worthwhile?
Yes, if you are a tenant, drive often, or have professional risks. A legal case quickly costs CHF 10,000-50,000.
Can I freely choose my lawyer?
Yes, with most insurance policies you can freely choose your lawyer. Insurance covers costs up to the agreed sum.
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Compare legal protection nowDisclaimer: The information provided on this page is for informational purposes only and does not constitute legal, financial, or tax advice. All information is provided without guarantee. Current conditions may differ from those mentioned here. Please check with the respective providers before concluding a contract.