Cashback Cards SwitzerlandFree Credit Card with up to 1% Cashback
The free credit card from Swisscard. No annual fee. Up to 1% cashback on all purchases. CHF 100 welcome bonus in the first 3 months.
Apply for freeNo annual fee
CHF 0.- forever
Up to 1% cashback
On all purchases
CHF 100 bonus
In the first 3 months
Mobile payment
Apple Pay, Google Pay
Your Card Duo
With one application, you receive two cards for maximum acceptance worldwide
- Up to 1% cashback on all purchases
- 5% welcome cashback (first 3 months)
- Maximum starting bonus CHF 100
- 0.25% cashback on all purchases
- Worldwide acceptance
- Free additional card
Benefits of Cashback Cards
Cashback Cards from Swisscard are the ideal choice for anyone who wants to get money back on every purchase:
No annual fee - the cards are free forever
Up to 1% cashback with American Express, 0.25% with Mastercard/Visa
CHF 100 bonus: 5% cashback in the first 3 months (American Express)
Card duo: American Express + World Mastercard or Visa
Mobile payment with Apple Pay, Google Pay, Samsung Pay and SwatchPAY!
Moneyland.ch test winner 2024 in 3 categories
3D Secure for safe online shopping
Return protection insurance up to CHF 1,000
How it works
Apply online
Complete the application in just a few minutes. 100% digital.
Receive cards
You receive your card duo conveniently by mail.
Collect cashback
Automatically collect cashback on every purchase.
Annual credit
Your cashback is credited once a year to your card account.
Digital payment options
Pay contactless with your smartphone or smartwatch:
Awarded by Moneyland.ch
Cashback Cards by Swisscard were voted winner in the independent credit card comparison by Moneyland.ch (2024) in 3 categories:
Frequently Asked Questions
Is the Cashback Card really free?
Yes, Cashback Cards are completely free. There are no annual fees - neither for the main card nor for additional cards.
How much cashback will I receive?
With American Express, you receive 1% cashback on all purchases. In the first 3 months, it's even 5% (max. CHF 100). With World Mastercard or Visa, you receive 0.25%.
When is the cashback credited?
The accumulated cashback is credited once a year to your card account. The condition is that your account remains active.
What is the card duo?
With one application, you receive two cards: an American Express and either a World Mastercard or Visa. This gives you worldwide acceptance.
Can I pay with the card via mobile?
Yes, Cashback Cards support Apple Pay, Google Pay, Samsung Pay and SwatchPAY! for contactless payment.
Who is behind the Cashback Cards?
Cashback Cards are issued by Swisscard AECS GmbH, a joint venture of Credit Suisse and American Express.
Are there any hidden costs?
No. The cards are free. Costs only apply for optional installment payments (interest) or cash withdrawals.
Why did this card win the test?
Cashback Cards were voted Moneyland.ch test winner 2024 in three categories: occasional users, frequent users and shoppers.
Apply for your Cashback Cards now
Free credit card. Up to 1% cashback. CHF 100 bonus. Apply online in minutes.
Apply for freeDisclaimer
All information without guarantee. Cashback rates, conditions and fees may change. Excluded from cashback: cash withdrawals, money transfers, currency exchange. If cancelled during the card year, accumulated cashback is forfeited. Please check current information directly with Cashback Cards / Swisscard.
Disclosure: This article contains affiliate links to Cashback Cards (Swisscard). If you apply for a credit card through these links, we receive a commission. This does not result in any additional costs for you. Product selection is editorially independent.